A mutual fund calculates its annualized total return at the end of every business day

A mutual fund calculates its annualized total return at the end of every business day. Over a 10 year period, these returns are found to be normally distributed with a mean of 14% and a standard deviation of 20%. On any given business day, what is the probability that the annualized total return of the mutual fund is negative? Question 4 answers 24.2% 30.0% 2.1% It cannot be determined from the information given.